Terms of Service

1. Your PeraMama account

• One account signs you in to every PeraMama app. You must be 18 or over to create one.
• Use a real email address you can access, and keep your password private. You're responsible for what happens in your account.
• Kids' games are free and need no account.

2. Free trial

• New accounts with a confirmed email can start one 15-day free trial, once per person. It starts only when you tap "Start my 15-day free trial".
• No payment details are needed, and nothing is charged when the trial ends.
• We may refuse a trial to temporary or disposable email addresses, or to repeat trials by the same person.

3. Personal pass

The Personal pass gives full access to PeraMama's apps for adults while it is active.

• A pass is prepaid and never renews by itself. When it ends, you choose whether to buy another.
• If you buy while a trial or pass is still running, the new days are added after the current ones, so you lose nothing by paying early.
• Prices are in Philippine pesos. We may change prices for future passes; a pass you already paid for doesn't change.

4. Founding members

• The founding window opens when passes go on sale. It closes after 90 days or when 500 people have become founding members, whichever comes first.
• If your first pass is approved while the window is open, you become a founding member automatically.
• Founding members pay ₱99 for 30 days or ₱990 for 365 days, for as long as they keep renewing.
• The founding price ends permanently if more than 60 days pass without an active pass. After that, regular prices apply.
• A refunded or cancelled pass doesn't count as a pass.

5. How paying works

1. Choose a pass. We show a QR code and a reference code (for example PM-ABC123).
2. Pay the exact amount with GCash or Maya, and enter the wallet's reference number in PeraMama. Unpaid requests expire after 72 hours.
3. We check the payment against our wallet history. Your pass usually starts within 24 hours of our confirmation.

We may reject a payment we can't match, for example a wrong amount or a reference number already used. If you paid but we can't match it, email us and we'll sort it out or refund it.

6. Refunds

• 7-day refund: if you're not happy, email us within 7 days of your pass being approved. We refund the full amount to the wallet you paid from, and the pass ends.
• Mistakes: duplicate payments, wrong amounts and payments we can't match are always refunded in full.
• After 7 days, passes are not refundable, except where the law requires.
• Refunds are usually sent within 7 days of approval.

7. When your trial or pass ends

• We never delete your data just because access ends. You can still sign in, view and download what you saved.
• Adding new data and uploads pauses until you buy a pass.
• Uploaded files (such as receipt photos, when apps offer them) are removed 12 months after access ends. We warn you 90, 30 and 7 days before, each time with a download link. Text records stay for as long as your account exists.

8. Fair use

Don't misuse PeraMama: no breaking the law, sharing your account, trying to get into other people's data, overloading or attacking the service, or reselling access. We may suspend or close an account that does this. We'll tell you why, and refund any unused pass days unless the misuse was fraud.

9. Our apps and your content

The apps, games, designs and logos belong to us. What you save in the apps is yours; we use it only to run the service for you, as the Privacy Policy explains.

10. Availability and responsibility

We work to keep PeraMama running and your data safe, but we can't promise it will always be available or free of errors. Budgeting tools help you organise your money; they aren't financial advice. To the extent the law allows, our total responsibility to you is limited to what you paid us in the last 12 months. Nothing in these terms removes your rights under Philippine consumer law.

11. Closing your account

You can ask us to delete your account at any time by emailing support@peramama.com from your account's email. Unused pass days are not refunded after the 7-day refund period.

12. Changes and law

If we change these terms in a way that matters, we'll tell you before it takes effect; passes already paid for keep their terms. These terms are governed by the laws of the Philippines.